# Checking pregnancy exclusions in travel insurance

Travel insurance maternity coverage and policy exclusions for Singapore shoppers.

By: ShopBack Discover editorial team
Published On: 2026-10-09
Verified On: 2026-10-27

[Editors](https://discover.shopback.sg/authors) · [Editorial policy](https://discover.shopback.sg/editorial-policy)

Ask the insurer to confirm in writing whether your chosen policy covers pregnancy complications at your stage of pregnancy. Check routine maternity care, childbirth, cancellation and medical exclusions separately before paying.

## Understanding pregnancy in travel policies

Read the policy’s pregnancy and childbirth exclusions separately from its general emergency medical cover. Check whether any exception applies to unexpected complications, the relevant gestational limits and any pre-existing-condition restrictions.

## Steps for checking coverage

Do not assume coverage exists based on general medical benefits. Contact the customer service department of your chosen provider directly. Request written confirmation outlining exactly what is included or excluded regarding pregnancy. Keep a copy of this correspondence with your policy documents to ensure you have proof of the terms you agreed upon.

## Managing your policy purchase

Choose suitable cover before considering rewards. Promo codes featured on ShopBack's FWD Insurance page under Deals & Discounts stack with ShopBack Cashback. Promo codes featured on ShopBack's Income Insurance page under Deals & Discounts stack with ShopBack Cashback.

## Frequently asked questions

### Which travel insurance in Singapore covers pregnancy?

Ask the insurer to confirm in writing whether the chosen policy covers your pregnancy-related risks at your stage of pregnancy. Check routine maternity care, complications, cancellation, gestational limits and exclusions separately; general medical cover is not enough to assume pregnancy cover.

## Stores mentioned

- [FWD Insurance terms](https://discover.shopback.sg/stores/fwd-insurance-promo-code) · [Shop at FWD Insurance](https://www.shopback.sg/fwd-insurance-promo-code)
- [Income Insurance terms](https://discover.shopback.sg/stores/income-insurance) · [Shop at Income Insurance](https://www.shopback.sg/income-insurance)
- [MSIG Insurance terms](https://discover.shopback.sg/stores/msig-travel-insurance) · [Shop at MSIG Insurance](https://www.shopback.sg/msig-travel-insurance)

## About this guide

Check the live Cashback rate on the ShopBack page. Start from your chosen store's ShopBack page, then click through and finish your purchase in the same session.

## Related guides

- [Planning Thailand and Malaysia trips](https://discover.shopback.sg/guides/regional-trip-planning)

## Sources

- [www.fwd.com.sg official source](https://www.fwd.com.sg/travel-insurance/)
- [www.income.com.sg official source](https://www.income.com.sg/travel-insurance)
- [www.msig.com.sg official source](https://www.msig.com.sg/personal-insurance/travel/)